1.结构提示

Online shopping brings much convenience to our modern life.

However, there are also problems.

Credit cards are now widely used, and the discussing about them has never stopped.

The benefits credit cards can bring us include…

Thus, we should use the cards wisely.

2.要点提示

On-line shopping

Pros: fast/convenient/cheap

Cons: quality/lack of exercise/time-consuming

Credit card

Pros: convenience/safety/extra gifts

Cons: spend too much money/break the law