Most of us, as students, are careful with our money in daily life: we collect all kinds of coupons(优惠券); we look for group-buy deals if we eat out or travel; we don't buy clothes unless in a sale. However, some people think that all this may not make us smart consumers. What is your opinion?

Write a composition of about 200 words.

You are to write in three parts.

In the first part, state specifically what your view is.

In the second part, provide one or two reasons or your experience(s) to support your opinion.

In the last part, bring what you have written to a natural conclusion or a summary.

You should supply an appropriate tittle for your composition.