Recently a Beijing information company did a survey of student life among more than 700 students in Beijing, Guangzhou, Xi'an, Chengdu, Shanghai, Wuhan, Nanjing, and Shenyang. The results have shown that 67 percent of students think that saving money is a good habit while the rest believe that using tomorrow's money today is better, what do you think?

Write a composition of about 200 words.

You are to write in three parts.

In the first part, state specifically what you opinion is.

In the second part, support your opinion with appropriate detail.

In the last part, bring what you have written to a natural conclusion or a summary.

You should supply an appropriate title for you composition.